Concepts


ESTATE LIQUIDITY STRATEGIES 
Wealth is often comprised of illiquid assets. Liquidity is required to preserve wealth that has been created over time.

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN
Revenue Canada maximum contribution limits leave many executives with insufficient retirement income. Supplemental pension can be funded in a tax efficient manner.

ESTATE REPLACEMENT STRATEGIES
You can use your capital / assets to meet lifetime financial objectives while maintaining an estate for your heirs.

PLANNED GIVING
Donate funds to charity in exchange for a lifetime tax-free income and a potential tax deduction.

GENERATION TRANSFER STRATEGIES
You can arrange for tax effective transfer of assets to next generation without loss of control.

FAMILY TRUSTS
A valuable estate planning tool specially if the effect of the 21 year rule is a concern.

RRIF INSURANCE STRATEGIES
An effective method of preserving net estate value.

LEVERAGED LIFE INSURANCE
You can derive financial benefits from your life insurance policy during your lifetime. If planned properly this arrangement produces very attractive results.

SPLIT DOLLAR (SHARED OWNERSHIP) STRATEGIES
A very effective solution for two parties where one needs life insurance coverage and the other has a need for a tax sheltered investment vehicle.

INSURANCE FUNDED BUY-SELL AGREEMENTS AND CORPORATE OWNERSHIP
Recent changes in tax legislation necessitate a review of existing buy-sell agreements and/or corporate owned life insurance. Grand fathering of old arrangements could prove to be invaluable.

 

 

 

 


"If you plan where you are going, you will likely get there!"


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